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$1 million on the street:’ With UofM grant, River City Capital helps businesses in underserved areas
- Memphis,
- Tennessee
- River City Capital Investment Corporation
Franklin is one of many Memphis business owners who have received a loan from RCC, the local Community Development Financial Institution (CDFI) that’s an affiliate of Community Lift and certified by the U.S. Department of Treasury. Founded in 2011, RCC focuses on providing low-interest loans to businesses in underserved neighborhoods throughout the Mid-South — its average loan size is about $50,000. And the organization has made some recent moves to further fuel its growth.
A New Home Brings a Family Closer
- Nashville,
- Tennessee
- Affordable Housing Resources
Affordable Housing Resources borrower success story
ATS Innovations
- Cookeville,
- Tennessee
- Three Roots Capital
ATS Innovations is the creator of the MetaFlex® Glove, which combines compression and grip-strengthening technology to optimize hand health and performance. Founded by a former Y-12 Plant engineer, the company is woman-owned and innovation-driven. Three Roots Capital invested in the Cookeville-based company in March 2025 and provided a follow-on loan in May 2025
Birchstone Village
- Madison,
- Tennessee
- Pathway Lending
Affordable Housing Community Opens
Blank Beauty
- Knoxville,
- Tennessee
- Three Roots Capital
Blank Beauty is a fast-growing beauty-tech company based in Knoxville that combines science, software, and robotics to create personalized cosmetics. The company recently closed a $6 million Series A funding round to expand its headquarters and production facility in downtown Knoxville. Three Roots Capital invested in Blank Beauty in May 2025, joining a group of strategic investors that includes EPSON, Kirker Enterprises, and Evolution Venture Capital Partners.
Bradley’s – Impact in Action
- Knoxville,
- Tennessee
- Pathway Lending
Before diving into the confectionary world, Joy and Brad Hamlett had different career aspirations—Brad dreamed of law, while Joy thrived as a local gift shop merchandiser. When Brad opened his first chocolate store in 1995, little did they know it would lead to both business success and a blossoming relationship between the two. Their partnership kickstarted Bradley’s Gift & Home, now a cherished spot in Knoxville.
Brushy Mountain
- Petros,
- Tennessee
- Three Roots Capital
3Roots directly financed several parts of the Brushy Mountain Prison Tourism project: the distillery, restaurant, gift shop, and concert events. 3Roots leveraged our relationship with a bank partner to ultimately provide a loan to complete initial renovations to open for business.
CDFI Keeps Local Tennessee Plant Operating
- Sneedville,
- Tennessee
- Pathway Lending
Pathway Lending borrower success story
Citizens Bank & Trust: The Institution School of Cosmetology
- Memphis,
- Tennessee
- Citizens Bank and Trust
With the help of Citizens Bank & Trust, an entrepreneur's school of cosmetology and barbery has grown into a thriving business in Memphis, Tennessee.
Citizens Savings Bank and Trust Company
- Nashville,
- Tennessee
- Citizens Savings Bank and Trust Company
The oldest operating Minority Bank in the US makes a difference in Tennessee.
Container Technologies Industries
- Helenwood,
- Tennessee
- Pathway Lending
Rural Manufacturer Expands with CDFI Support
Cookeville Rescue Mission
- Cookeville,
- Tennessee
- Tennessee Rural Development Fund
Tennessee Rural Development Fund is blessed to partner with the Cookeville Rescue Mission. The Cookeville Rescue Mission was founded in 1976 and is the oldest and largest rescue mission in the Upper Cumberland. The rescue mission’s purpose is to serve homeless and needy people through a program of spiritual, physical, material, and emotional assistance coupled with education and public awareness.
CDFI Branches in the State
Affordable Housing Resources
- Headquarters
- , Nashville
Appalachian Community Capital Corporation
- East Stone Drive Br
- , Kingsport
Appalachian Community Capital Corporation
- Gray Branch-Drive Thru
- , Gray
Appalachian Community Capital Corporation
- Johnson City Br
- , Johnson City
Appalachian Community Capital Corporation
- Rogersville Br
- , Rogersville
Appalachian Community Capital Corporation
- Kingsport Branch
- , Kingsport
APPALACHIAN COMMUNITY FCU
- Headquarters
- , Kingsport
Bank3
- Headquarters
- , Memphis
Bank3
- Memphis Branch
- , Memphis
Bank3
- Union City Branch
- , Union City
Bank3
- Woodland Mills Branch
- , Woodland Mills
Bank3
- Jackson Branch
- , Jackson
BetterFi
- Headquarters
- , Coalmont
Brightbridge
- Headquarters
- , Chattanooga
Carroll Bank and Trust
- Headquarters
- , Huntingdon
Carroll Bank and Trust
- Mckenzie Branch
- , Mckenzie
Carroll Bank and Trust
- Mc Lemoresville Branch
- , Mc Lemoresville
Carroll Bank and Trust
- Paris Branch
- , Paris
Carroll Bank and Trust
- Bradford Branch
- , Bradford
Carroll Bank and Trust
- Camden Branch
- , Camden
Carroll Bank and Trust
- Huntingdon Branch
- , Huntingdon
Carroll Bank and Trust
- Lexington Branch
- , Lexington
Carroll Bank and Trust
- Milan Branch
- , Milan
Centennial Bank
- Headquarters
- , Trezevant
Centennial Bank
- Market Street Bolivar Branch
- , Bolivar
Centennial Bank
- Market Street Bolivar Branch 2
- , Bolivar
Centennial Bank
- Middleton Branch
- , Middleton
Centennial Bank
- Mc Kenzie Branch
- , Mc Kenzie
Centennial Bank
- Adamsville Branch
- , Adamsville
Centennial Bank
- West Main Street Henderson Branch
- , Henderson
Centennial Bank
- East Street Henderson Branch
- , Henderson
Centennial Bank
- Humboldt Branch
- , Humboldt
Centennial Bank
- Humboldt Branch 2
- , Humboldt
Centennial Bank
- Medina Branch
- , Medina
Centennial Bank
- Rutherford Branch
- , Rutherford
Centennial Bank
- Toone Branch
- , Toone