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West Virginia Stories

Aaron Mills Apartments
The Aaron Mills Apartments is a new community of affordable housing in a historically industrial area of downtown Martinsville, Virginia. The site was a former mill occupied by American Furniture from the 1920s to the 1990s, and prior to that time it was used as a sawmill, lumberyard, coal yard and feed storage. After the furniture manufacturing facility ceased operation, the building burned down, and the City of Martinsville secured a Brownfields grant to perform site evaluation and cleanup to its current vacant land condition.
Addressing Senior Housing Shortages
In 2016, West Virginia was officially the second oldest state in the country. At that time Woodlands and the Randolph County Housing Authority conducted a needs assessment in Randolph County.
Cultivating Connections: Mother Earth Food’s Flourishing Journey with PCAP
In Asheville, North Carolina, Andrea and Graham DuVall embarked on a mission to cultivate a resilient local food system that celebrates community, supports local farmers and artisans, and promotes sustainability and connection. From that mission grew Mother Earth Food, with transformative financial backing from Partner Community Capital (PCAP).
Firefly Commons
Firefly Commons is a mixed-generation community in the City of Elkins, West Virginia. The community contains 16 new homes between seven buildings: six duplexes are for seniors, and one building is a townhouse-style unit housing for families. Firefly Commons has been in the works since 2014, when community members recognized the importance of affordable homes in an area with a rapidly growing senior population in one of the oldest regions of West Virginia.
Northview Apartments Impress Local Residents and US Senators
When we completed work on our Northview Senior Apartments in 2016 the project was lauded by everyone from our US Senator Shelly Moore Capito to the new tenants of the units.
Norton’s Ultimate Small Business
Jeff Strahin, now-owner of Jeff’s Ultimate Grill, came to Woodlands in 2020 through the Mon Forest Business Initiative. Jeff, a veteran of the US Navy, had been living in North Carolina for a long time where he raised his family. He had been working for many years for the Applebee’s franchise and had worked his way up through the ranks to the position of assistant manager.
Old World Levain (Owl) Bakery 
Old World Levain (OWL) Bakery, founded by James Beard Award semi-finalist Susannah Gebhart, grew from a small subscription-based startup into two bustling Asheville storefronts with the support of multiple Partner Community Capital (PCAP) loans. The financing allowed OWL to expand operations, hire 28 staff at living wages, and become a beloved community anchor and driver of local economic development.
Partner Community Capital’s WV REI Program Helps Glen Ferris Inn Boost Local Economy
With WV REI funding more than 80% of the total project cost, Glen Ferris Inn launched a brand-new website with a full suite of digital tools, including online booking, high-quality photography, videography, and search engine optimization (SEO). This design overhaul has significantly enhanced the Inn's online presence, making it easier for guests to explore, book, and share their experiences.
PCAP Fuels New Elk River Projects, Boosting Outdoor Recreation, Local Economy in Braxton County
With support from Partner Community Capital (PCAP), the Elk River Trail Foundation is embarking on a new project to make this natural resource even more accessible.
Revitalizing Healthcare in Mingo County, WV: Partner Community Capital’s Impact
In Mingo County, West Virginia, a remarkable transformation is unfolding as Williamson Memorial reopens the community hospital facilities, thanks in part to a crucial $2 …
Robinson Grand Performing Arts Center
Rehabilitation of a historic theater into a modern performing arts and education center with seating for 950, 200 guest ballroom, and classrooms. This new community space is expected to be a catalyst of economic development and revitalization in downtown, as well as provide cultural and educational opportunities to residents of Clarksburg and the surrounding counties within north central West Virginia.
Rupert School: Community-led Revitalization in West Virginia
VCDC is proud to welcome Rupert School to our portfolio, an affordable housing community in Rupert, WV that transforms an old elementary school building into 20 apartment homes, a community health clinic and additional community-centered services designed for residents of Greenbriar County. This redevelopment effort began with the vision of local residents who saw potential in the aging and abandoned Rupert School buildings after flood devastation. Today, this revitalized campus serves as a vibrant hub of connection and community, bringing new life to the heart of Rupert.

CDFI Branches in the State

Calhoun County Bank
Calhoun County Bank
Calhoun County Bank
Calhoun County Bank
CommunityWorks in West Virginia Inc.
Desco Federal Credit Union
Element Federal Credit Union
Element Federal Credit Union
Element Federal Credit Union
Element Federal Credit Union
FNB Bank
FNB Bank
FNB Bank
FNB Bank
FNB Bank
Guaranty Bank
Guaranty Bank
Guaranty Bank
Guaranty Bank
Partner Community Capital
Pioneer Community Bank
Pioneer Community Bank
Pioneer Community Bank
Pioneer Community Bank
Pioneer Community Bank
Pioneer Community Bank
The Center for Rural Health Development
Whitesville State Bank
Whitesville State Bank
Whitesville State Bank
Whitesville State Bank
Whitesville State Bank
Woodlands Community Lenders
WV-NCIF