Tavares James

Founder of Lifeline Education Connection in Charlotte, North Carolina
Revitalizing Neighborhoods and Providing Senior Housing in Charlotte

Based in Charlotte, North Carolina, DreamKey Partners has a 33-year history of adapting to serve the changing needs of their community. After neighborhoods were demolished during the so-called “urban renewal” of the late 1960s, DreamKey provided the necessary revitalization work to successfully rebuild neighborhoods. The work continues today with its largest development – Brightwalk, a master-planned community providing affordable homes and economic development opportunities in north Charlotte.
Mechanics and Farmers Bank

An independent bank committed to meeting the financial services needs of the communities we serve
Tiny Houses, Big Impact: Coram Houses’ Vision for Affordable Housing

In the realm of alternative homeownership, Christopher Thomas’ Coram Houses stands as a beacon of innovation. Shifting the paradigm away from traditional housing, Coram Houses focuses on sharing land and maximizing it with Tiny Homes or Accessory Dwelling Units (ADUs). Thomas, driven by a mission against housing injustice, collaborated with PCAP to secure a $200,000 loan. This financial boost allowed Coram Houses to restructure debts, maintain staff, and expand its footprint. As 2024 unfolds, Thomas envisions transformative projects, such as constructing ADUs for elderly tenants at a local church. Coram Houses exemplifies how strategic financing fosters growth and societal impact.
The Main Point – Jacksonville Veterans Disability Services

In 2009, Carmella George learned firsthand how difficult the VA landscape can sometimes be when her father, a Vietnam veteran, was struggling to gain access to services he needed. She stepped in to try to expedite his care. “When I saw what he was going through, I wrote Senator Burr and asked he if could help. My dad’s case was turned around in three months,” she told Spectrum News in an interview last year.
The Lazy Tiger Comes to Life through PCAP Partnership

Ryan Appleton took a sabbatical from his corporate job, traveling through South America and dreaming of a more fulfilling career path. During his travels, he …
Shellfish Growers Loan Program

Thread Capital, a subsidiary of the North Carolina Rural Center, and Array Community Development Corporation announced the launch of a new loan program designed to foster shellfish aquaculture in coastal North Carolina. The Shellfish Growers Loan Program, created in partnership with the North Carolina Coastal Federation, will provide loans of up to $50,000 to qualified shellfish growers in all coastal counties in the state.
PCAP Rallies for WNC: Loan Deferrals, Local Support, and Rapid Relief

PCAP moved swiftly to offer an initial two-month loan payment deferral to impacted borrowers, easing financial pressure on local businesses that were forced to close. This is just a first step, designed to help businesses focus on immediate needs. PCAP’s lending team is working closely with individual clients to review their needs going forward.
New Nonprofit in Mars Hill, NC Launches with Boost from Partner Community Capital

Client Profile: Mera Brothers Oysters Aim to Grow Shellfish Industry in NC

In the heart of Carteret County, on the East Coast of North Carolina, lie numerous sounds, marshlands, and estuarine rivers, housing some of the nation’s most sought-after oysters. Harkers Island, Jarrett Bay, and the North River provide an ideal environment for both oyster farms and wild oyster reefs.