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Florida Stories

$6.3 Million Helps Create Workforce Housing in the Aftermath of Hurricane Irma
Hurricane Irma struck the Florida Keys on September 10, 2017, and left this chain of islands with 1,200 homes destroyed and an additional 3,000 homes significantly damaged. As part of the recovery effort, Rural Neighborhoods (RN) will create three new neighborhoods in Big Pine Key, Monroe County, Florida. Community Housing Capital (CHC) provided $6.3 million for construction and permanent loans to the three phases of the project, Seahorse Cottages at Big Pine Key, Seahorse Cottages II at Big Pine Key, and Avenues at Big Pine Key. Constructed to State required hurricane-resistant standards, the workforce housing will have 31 elevated single-story modular homes on podiums. The affordable rentals are reserved for tenants earning 80% area median income (AMI) and extremely low-income tenants earning up to 25% AMI.
A Skier’s Game-Changer: The Clutter Basket Story
Meet Kenneth Mann, a former Air Force officer turned entrepreneur from Colorado, on a mission to revolutionize the skiing experience in lodges across the US and beyond. As an avid skier, he noticed a common hassle during his visits to ski resorts – tables overflowing with helmets, goggles, and gloves, leaving diners with little space to enjoy their meals.
Ability Housing, Dozier Apartments
With FCLF financing, Ability Housing purchased Dozier Apartments in Jacksonville’s Springfield neighborhood, keeping housing affordable.
ACTS
ACTS provides treatment as well as housing for persons with substance abuse, mental illness, and other special needs.
Aida Palms Apartments
Aida Palms Apartments will provide affordable rental homes in Polk County, with financing from Florida Community Loan Fund.
Amber Garden Apartments
Amber Garden Apartments located in Miami Florida is a senior's affordable housing community that consists of one 10-story residential building and six adjoining townhome-style buildings for a total of 110 units, one of which is exempt. There is an attached two-story open parking garage containing 75 spaces. This income restricted community features one and two bedroom apartments and has controlled access entry.
Apollo Gardens
Apollo Gardens will provide 84 units of affordable, supportive housing, developed by Carrfour Supportive Housing.
Aurora Palms
Aurora Palms, developed by the Housing Authority of Brevard County, offers affordable rental homes financed by FCLF.
Bayou Pass Apartments
Bayou Pass Apartments is located in St. Petersburg, Florida. The project consists of 2 three-bedroom/two-bath units, 6 two-bedroom/two- bath units and 2 one-bedroom/one- bath units. Two of the units on the property are set aside as homeless units.
Belle Glande Teen Center
Construction of 13,860 sq-ft new facility for outreach to low-income youth
Boys & Girls Club Sarasota DeSoto
Construction of new 14,000 sq ft facility to replace a clubhouse devastated by Hurricane Ian in 2022.
Brandon Palms
Located in Brandon, Florida, Brandon Palms is a 120 unit complex catering to families earning between 40 to 60% of AMI (area median income).

CDFI Branches in the State

BAC Funding Consortium
BankPlus
Black Business Investment Fund
BLACK ECONOMIC DEVELOPMENT COALITION
Blue Coast Federal Credit Union
Blue Coast Federal Credit Union
Blue Coast Federal Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Brightstar Credit Union
Calhoun Liberty Credit Union
Calhoun Liberty Credit Union
Calhoun Liberty Credit Union
Calhoun Liberty Credit Union
Calhoun Liberty Credit Union
Central County Community Development Corporation
Community Bank of Mississippi
Community Bank of Mississippi
Community Bank of Mississippi
Community Bank of Mississippi
Community Bank of Mississippi
Community Bank of Mississippi
COMMUNITY CREDIT UNION OF FLORIDA
COMMUNITY CREDIT UNION OF FLORIDA
COMMUNITY CREDIT UNION OF FLORIDA
COMMUNITY CREDIT UNION OF FLORIDA
COMMUNITY CREDIT UNION OF FLORIDA
COMMUNITY CREDIT UNION OF FLORIDA
COMMUNITY CREDIT UNION OF FLORIDA

CDFIs from across Florida finance affordable housing, community facilities, and businesses, and provide valuable financial services to Florida’s underserved communities and families.

Florida CDFI Profiles